After the holidays, consolidating your credit card expenses into one balance can be a smart move. With our 0% APR promotional rate, you can save hundreds by reducing interest costs and making one easy payment.
0% APR for 12 months
4% transfer fee
Transfer via digital banking
*APR -Annual Percentage Rate. 0% Intro APR for 12 months on eligible balance transfers, with a 4% balance transfer fee. After the intro period, a variable APR of 12.25%–18.00% applies based on creditworthiness. Balance transfers must be over $500 and cannot exceed your approved credit limit or 90% of available credit, whichever is less. Existing Foothill credit card balances are not eligible. Subject to credit approval. Additional terms apply. Offer 1/14/26–3/31/26. No rewards on balance transfers.
No Worries! Split Your Payment ✂️
If you used your Foothill debit card for holiday purchases, a Buy Now Pay Later option calledSplit Your Paymentcan help you manage those expenses. Eligible debit card purchases of $100 or more may be converted into manageable payments directly within Digital Banking. No credit check required. Choose a payment plan that fits your budget and stay in control of your post-holiday finances.
Subject to eligibility. BNPL applies to eligible debit purchases from the past 60 days, $100–$2,500, excluding cash equivalents. 14.99% APR applies to each Split Your Payment plan. Merchant and transaction restrictions apply.
Make 2026 the Year You Finally Check It Off 📋
New year, new momentum. It’s time to knock out the to-do list you’ve been putting off. A Foothill Home Equity Line of Credit (HELOC) gives you the flexibility to tackle home projects or cover big expenses—often at a lower cost.
For a limited time, new HELOC advances of $5,000 or more qualify for a 4.99% APR* introductory rate for 12 months.
It's time to put your home’s equity to work for you this year.
*APR-Annual Percentage Rate. Introductory 4.99% APR applies for 12 months to new HELOC advances of $5,000 or more. After the introductory period, the variable APR will apply. Rate based on creditworthiness and collateral value. Subject to credit approval. Additional terms, conditions, and limitations apply.
📚 Financial Literacy for the Year Ahead
A new year is a great time to focus on your financial future and strengthen your financial literacy. Building smart money habits starts with understanding your finances, and Foothill offers practical tools and resources to help you set goals, learn at your own pace, and make informed financial decisions throughout the year.
It's a Money Thing (Youth)
Financial Health Center (Adults)
Free Webinars
(Youth and Adults)
🔊Share Your Foothill Story by Leaving Us a Review
If you’ve enjoyed banking with Foothill, we’d love to hear from you. Your feedback helps others learn about our credit union and allows us to continue improving the experience we provide our members.
You can share your experience by leaving a review on Google or Yelp.
💳 Manage Your Foothill Cards via Digital Banking
Start the new year with confidence by keeping your Foothill credit and debit cards in check using the Card Controls feature within Digital Banking.
You can set up transaction alerts, update your PIN, report a lost or stolen card, and manage travel notices all in one place.
