Now is a good time to give your budget some breathing room right before the holidays. From September 1 through October 31, 2026, transfer eligible balances from other credit cards to your Foothill Credit Card and enjoy 0% APR* for 12 months (4% transfer fee).
With no interest during the promotional period, more of your payment can go toward reducing your transferred balance instead of interest charges.
*APR-Annual Percentage Rate. 0% introductory APR applies for 12 months from the date of the first balance transfer. Transfers must be completed between 9/1/26 and 10/31/26. A 4% balance transfer fee applies. After the introductory period, the variable APR will be 12.25%–18.00%, based on creditworthiness. Transfers may not exceed 90% of the available credit line. Offer excludes Starter Rewards and Credit Builder credit cards. Balance transfers do not earn reward points. Subject to credit approval. Additional terms and conditions apply.
🔘 Pick Your Term: 6,9, or 12-Month Certificate
Why settle for one term when you can choose the option that works best for your savings goals? For a limited time, earn the same competitive rate of 3.75% APY* on a 6, 9, or 12-month Share Certificate. Whether you want quicker access to your funds or prefer to lock in your rate for a full year, you can choose the term that fits your timeline while earning more on your savings.
Open via Digital Banking, call 626-445-0950 or visit a branch.
*APY = Annual Percentage Yield. Promotional rates are effective as of August 12, 2026, and are subject to change or withdrawal without notice. The 3.75% APY/3.68 Dividend Rate applies to eligible 6-, 9-, and 12-month standard Share Certificates. Minimum $2,000 opening deposit and balance requirements apply. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional terms and conditions may apply. See a representative for more info.
🗓️ Prepare for Upcoming Expenses
Planning a larger purchase but don’t want to stretch your checking account too thin? Plan Your Purchase can help.
This Buy Now, Pay Later loan gives qualifying members funds upfront, so you can shop confidently using your Foothill debit card. Make the purchase you need today, then repay the loan over time with a payment plan that fits your budget.
Available to qualifying members, subject to approval. Loan amounts range from $200 to $2,500, with one active Plan Your Purchase plan permitted at a time. A 17.99% APR applies. Repayment terms vary and cannot be changed once selected. No early payoff penalty. Not all purchases qualify. Joint account holders are ineligible. Rates, terms, and conditions are subject to change. Other restrictions may apply.
💸 Skip-a-Payment for Some Flexibility
When expenses add up, skipping one loan payment could give you the extra flexibility you need. With Foothill’s Skip-a-Pay program, eligible members can defer a qualifying loan payment and use those funds for whatever they need.
Request your skip through Digital Banking for just $15, or call us or visit a branch for $25. It’s a simple way to create a little more room in your budget.
We’re excited to soon introduce ARIA, Foothill’s new virtual phone assistant. Available by phone 24/7, ARIA can help you check balances, review transactions, make transfers and payments, manage card services, and more.
Still need that human interaction? You can ask to speak with a representative at any time.
🎗️Turn Generosity into Community Impact
Make a meaningful difference close to home by supporting the Foothill Impact Foundation directly through Giving Center, available in Digital Banking. You can also give to more than 1.5 million eligible nonprofits, discover local organizations, support community fundraisers, or schedule one-time or recurring donations.
Giving Center keeps everything secure and organized, making it easy to track charitable contributions throughout the year.
